AKC Pet Health Care

AKC Pet Health Care

Animal Kennel Club (AKC) Pet Health Care is one of the leading providers of pet insurance in America and offers several plans that will cover your animal’s health care needs.

AKC insurance offers five different plans providing different levels of care.  These are:

  • Wellness Plus – $125 deductible annually; 20% copay. Includes wellness coverage, annual checkup, vaccinations, heartworm testing and prevention; parasite control, annual dental cleaning and spay/neuter
  • Wellness – $125 deductible annually; 20% copay. Includes wellness coverage, annual checkup, vaccinations, heartworm testing and prevention; parasite control and annual dental cleaning
  • Essential Plus – $125 deductible annually; 20% copay
  • Essential – $125 deductible per incident; 10% copay
  • Accident Plus – Covers accidents such as: bite wounds, bee stings, snake and insect bites, poisoning, burns and even ‘hit by a car’ accidents.

All of these options cover any dog or cat under the age of 9 years at enrolment, as long as the dog is at least 8 weeks old and the cat is at least 10 weeks old, (except accident plus where there is no upper age limit). Once enrolled, coverage may be continued for older pets, and all breeds are eligible for coverage, whether purebred or mixed breed, registered or unregistered.

AKC Pet Health Care excludes coverage for pre-existing conditions…

In this case, a pre-existing condition is defined ‘as any disease, illness or injury which occurred or existed prior to the original effective date of the policy.’

AKC Pet Health Care insurance policies can be customized in order to meet the individual needs of the owner and their pet. Their website offers examples of recent claims files from customers in order to show how their company operates.

AKC currently offers a complementary 60 day trial for any newly registered AKC dog. Their 60 day complementary coverage includes Veterinary Treatment & Surgical Procedures, prescription medications, X-rays, CT scans & MRI’s and numerous other advantages that can be found in their standard policies.

There are several financial benefits to signing up with AKC. If you insure two or more pets with this company you will receive 5% off each pet’s premium. AKC also offers a free look period, in which you can cancel your newly acquired pet insurance policy within 30 days and they will refund your premium in full, provided you have not submitted any claims (this offer is not available in New York).

With AKC you are able to choose the vet, specialist or animal hospital of your choice so long as they are licensed in the United States or Canada and their policies are available in all 50 states. Furthermore, their health care provides coverage for the entire lifespan of your pet and they provide an easy process towards renewal.

AKC provides customer service in order to deal directly with any issues the policyholder may have 6 days a week.

Coverage for accidents, injuries and preventive coverage (if included in your selected plan) starts on Day 1. Illness coverage, where applicable on a new plan, begins 30 days after your effective date